MEET CANADA’S PERSONAL FINANCE AUTHOR AHMED DAWN AT THE GLADSTONE HOTEL

Meet Financial Author Ahmed Dawn At The December 2009 Toronto Small Press Book Fair

First Published: ADawnJournal.com December 5, 2009

The December 2009 Toronto Small Press Book Fair will take place at the Gladstone Hotel, 1214 Queen Street West, Toronto M6J 1J6 (Queen Street West & Gladstone near Dufferin; Public Transit: TTC Queen Streetcar (the stop is right in front of the Gladstone Hotel). From 10 am-5 pm on Sat, December 12, 2009.

I will be participating in this event. This year we will be celebrating our 22nd year with a fair at the fabulous Gladstone Hotel. This is a great opportunity to meet Canadian authors under one roof. Just stop by to say Hi. Hope to see you there.

The Toronto Small Press Group meets twice a year, and I always participate in these fairs. I will be posting video clips and pictures of The December 2009 Toronto Small Press Book Fair later on. Don’t forget to check out The Toronto Small Press Group website.

The Day I Knew Invest Now Changed Someone’s Life

Invest Now: A Canadian’s Guide to Investing

When I was writing Invest Now, I was often occupied with the idea  that the objective of this book would be to change someone’s life. I was not too worried about selling lots of copies, or making lots of money, or even becoming a famous author. I was worried about only one thing. My target was something very simple and straight forward - to change a one person’s life. To help someone with what I have learned all these years, and to enlighten someone’s life with all of the knowledge and hard work I put into my first book. If I accomplish this, I would consider Invest Now a successful venture, and I would consider myself content with the feeling of joy and accomplishment.

And then came the day I had been waiting for. This is what I have wanted to happen since Invest Now was published. On the weekend of July 12, 2008, I was attending a community-based book fair and cultural festival. This event was taking place at the Church of St Columba & All Hallows, 2723 St. Clair Avenue East, Toronto. On Sunday, July 13, some visitors were browsing Invest Now. Some of them were just passing by after having a quick glance at my stall. All of a sudden, a guy rushed to my stall out of nowhere. His first question was, “Are you the author of Invest Now”? I replied, “Yes.” Then what he told me went beyond my imagination. I was totally astonished – but my heart was filled with indescribable joy and a sense of accomplishment. I am now going to share with you what that gentleman told me.

He works as a financial advisor. He came across Invest Now at a local bookstore. At first, he bought one copy for himself out of curiosity. And then, he fell in love with Invest Now instantly. He was having a hard time explaining the world of investments to his clients. Once he found Invest Now, he started giving a copy to his clients. So far, he has distributed 7 or 8 copies, but it did not stop there - he started recommending Invest Now to other advisors at his firm. He also wrote a few articles in the local newspaper, and he recommended Invest Now in those articles. Finally he said, “Thank you, thank you so much for writing a book like this, and helping lots of people to understand such a complex matter in easy way. It saved me so much time and work – before I would spend days explaining investments to my clients; now I give them this book and ask them to read it first before I recommend anything else. You made my life so easy – I appreciate your hard work and thank you for helping so many people.”

It definitely feels good knowing Invest Now has served its purpose, and changed someone’s life. I am sure I will come across many more stories like this in the years to come. However, this is not where everything ends. This is just the beginning. With my website “A Dawn Journal”, and with more books to be published in the future – I will be able to change many others’ lives. I will be able to help a lot more people; that’s what makes me write more. I needed a confidence boost, and this reader just gave me that. What I heard from him was exactly what I needed to be confident in continuing my journey into the future.

MEET YOUR AUTHOR A DAWN AT THE TORONTO REFERENCE LIBRARY

Canadian Financial Author Ahmed Dawn at the Toronto Reference Library

First Published: ADawnJournal.com : June 5, 2009

The Spring 2009 Toronto Small Press Book Fair will take place at the Toronto Reference Library, 789 Yonge St. (Closest major intersection: Yonge Street and Bloor Street. Located one block north of Bloor Street on the east side of Yonge Street; Public Transit: TTC subway station: Yonge. Walk to library north on Yonge Street) Toronto, ON, M4W 2G8. From 9am-5pm on Sat, June 13, 2009.

I will be participating in this event. For the first time in Toronto Small Press 22-year history, the TORONTO REFERENCE LIBRARY has agreed to host the 2009 Toronto Small Press Book Fair. This is a great opportunity to meet Canadian authors under one roof. Just stop by to say Hi. Hope to see you there.

The Toronto Small Press Group meets twice a year, and I always participate in these fairs. I will be posting video clips and pictures of The Spring 2009 Toronto Small Press Book Fair later on. Don’t forget to check out The Toronto Small Press Group website.

The Spring 2009 Toronto Small Press Book Fair

The Spring 2009 Toronto Small Press Book Fair

First Published: June 14, 2009 ADawnJournal.com

The Spring 2009 Toronto Small Press Book Fair took place at the Toronto Reference Library, 789 Yonge St. Toronto, ON, M4W 2G8. From 9am-5pm on Sat, June 13, 2009. I participated in this event, and I am posting two video clips for your viewing pleasure. The weather was nice (23 °C little wind) and lots of visitors attended the fair.  The Small Press Book Fair featured lively entertainment such as eclectic readings, performances, raffle draw etc. For the first time in our 22-year history, the TORONTO REFERENCE LIBRARY agreed to host the 2009 Toronto Small Press Book Fair! This was a Unique Opportunity To Meet Canadian and International Celebrity Authors Under One Roof. Celebrity authors such as Kieran Furey, Kildare Dobbs, Goran Simić were featured.

I like attending this kind of event, and I encourage entrepreneurs to join any events like the one we had today. It presents an opportunity to meet many other like-minded people and it will increase your networking capability which is very important.

The video was done with a MoviePix MP5A4 HD cam. For more pictures and video clips, visit A Dawn Journal on  Flickr, and YouTube. Also, visit The Toronto Small Press Group Website for more info.

Bankrupt Nortel, Mutual Funds, and Invest Now

Stocks, Mutual Funds, and Your Financial Goals

First Published Date : January 22, 2009 ADawnJournal.com

In my book Invest Now I mentioned that mutual funds are a less risky investment product than stocks and really suit those who are looking to keep risks at a minimum. I always come across financial gurus and regular investors complaining about the cost of mutual funds. However, they always fail to mention that stock investors may lose all their money if they pick the wrong stocks, but mutual fund investors are very unlikely to lose everything even if they pick the wrong mutual funds.

Just look at what happened to recently bankrupt Nortel. At the peak of the tech bubble, this superhero was trading at $1,231. And now its stocks are worthless. Let’s say you put in $100,000 in Nortel stock a week ago, or a year ago. How much is your $100,000 worth now? Nothing. How about the same $100,000 invested in a mutual fund a week or a year ago? It’s hard to say how much it would have been worth now (based on what you bought); but you can say in confidence that you would not have lost all your money—although you may have paid $2000 fees. Which one do you think is better? Paying a few thousand dollars in fees and keeping your money, or losing all your money without paying any fees?

The problem with stock is that it is extremely hard to pick winning individual stocks. On the other hand, mutual funds are designed for average investors; as a result, it’s not that hard to pick a mutual fund with a moderate rate of return. However, you need to be careful so you don’t end up paying hefty fees. In Invest Now, I discussed how you can invest in mutual funds without paying lots of fees. Also, I emphasized low-cost index funds. Index funds are not actively managed funds: no portfolio managers run the fund. Index funds mirror the market performance of an index by buying stocks or other instruments that match the underlying index’s composition.

In order to be a successful investor and realise your financial goals, you need to avoid unnecessary risks and paying sky-rocketed fees. Mutual funds, especially index funds, can offer all these with minimal effort and time. Even when everything goes wrong, it is unlikely that you will lose all your money with mutual funds. However, such is not the case with stocks. Just ask investors across the globe that were holding Nortel in their portfolio; they will be glad to tell you, had they known it before, they would have held mutual funds. Even the riskiest fund on earth with the highest fees would not have wiped out all their money in one day like Nortel did.