5 Reasons to Keep TD First Class Visa Infinite

Why I Am Keeping TD First Class Visa Infinite Travel Credit Card

1. The $100 Annual Travel Credit

TD First Class Visa Infinite has an annual fee of $130, but each year it gives you a $100 travel credit when you purchase/book $500+ in accommodations on Expedia For TD, making this card only $39 per year. Visit the TD website for more details; one thing to note is that flight booking doesn't qualify.

2. 4 Free Lounge Passes + Membership

TD First Class Visa Infinite includes 4 complimentary lounge visits through Visa Airport Companion (DragonPass). Once your free visits are depleted, you can still access lounges for roughly $32–$35 USD per visit, because the annual DragonPass membership—normally up to $100—is fully covered.

This single perk alone can easily offset the card’s annual fee multiple times over.

3. Annual Birthday Bonus

Once a year, generally around your birthday, TD gives you a bonus based on how much you spent, up to 10,000 points—which is about $50 in free travel. This, along with Point #1, can pay off your annual fee.

4. ExpediaForTD Boosted Earn Rate

You earn points fast on ExpediaForTD because every dollar gets you 8 TD Rewards Points. 200 points equals $1 in travel, so that works out to a 4% return on every booking.

5. The $2500 Hotel or Motel Burglary Insurance

This is the standout protection that genuinely beats Scotiabank and Amex. Most cards offer very low hotel burglary coverage—the Amex Gold caps you at $500 , and the Scotiabank Passport only goes up to $1,000. The TD First Class Visa Infinite, on the other hand, covers up to $2,500 for items stolen from your hotel room, as long as 75% of the stay is charged to the card.

The TD First Class Visa Infinite isn’t the flashiest travel card on the market, but it delivers real, measurable value that many competing cards simply don’t match. Between the annual travel credit, lounge access, boosted ExpediaForTD earn rate, birthday bonus, and industry‑leading hotel burglary insurance, this card consistently pays for itself—and then some.

If you book travel even a couple of times a year, or if you want strong protection without jumping into premium‑fee cards, the TD First Class Visa Infinite remains one of the most practical long‑term keepers in Canada.

My Surface 4 Fried After Just 4 Years

My Surface Pro 4 Finally Died — What Happened and What’s Next

After years of dependable service, my Surface Pro 4 has finally reached the end of its life. The device didn’t fail gradually or give me months of warning; it went from working normally to completely unusable in a single moment. One day it powered on, froze at the Windows logo, and never recovered. No matter how many resets, troubleshooting steps, or recovery attempts I tried, it refused to boot.

I took it to a professional repair shop to rule out software issues. They attempted a full Windows reinstall, hardware diagnostics, and every recovery method available. The verdict was clear: theThe Surface Pro 4 had suffered a deep hardware failure. The technician described it as “not worth repairing,” and after seeing the results myself, I agreed. The device had effectively burned out internally, and the cost of repair would exceed the value of the machine.

I spent $3200 CAD on this laptop and didn't expect it to die this early! Now I feel like it was an enormous waste of money! I lost some YouTube backup files and other documents that I can never recover. It all happened so fast.

And then I had to spend a week searching for new laptops. In this process, I looked at various models and makes to replace my Surface 4, but they were all too pricey. I consulted a lot with AI to reach my final conclusion – which I will talk about next week.

We Walked the Rainbow Bridge to the USA From Canada

Walking from Canada to the USA at Niagara Falls: What You Need to Know

About three decades ago, I walked onto the Rainbow Bridge from the U.S. side—only halfway through. I didn’t cross the border back then, but the experience stayed with me. So when I recently walked from Canada to the United States across the same bridge, it brought back vivid memories and a sense of full-circle adventure.

In our recent journey, we—Ahmed Dawn and Walking Lady—documented the entire process of walking from the Canadian side to the U.S. side. Starting near Casino Niagara and the Radisson Hotel, we took a short Uber ride to the pedestrian entrance of the Rainbow Bridge to save our energy for the walk itself.

The crossing begins with a clearly-marked path leading to the turnstile area. Here’s the key detail: you’ll need to pay a $1 toll to access the bridge. The machines accept Canadian or U.S. coins, and change machines are available if you don’t have exact change. You can use four quarters or a loonie—either works.

Once you’re past the turnstile, you’ll walk across the bridge with stunning views of Niagara Falls. The walk is short but memorable, offering a rare chance to stand between two nations with the roar of the falls in the background.

At the U.S. border checkpoint, you’ll need to present your passport and any required visa documents. For Canadian citizens, no visas or additional documents are required. The officers may ask basic questions about your visit, so be prepared to disclose your travel plans.

After clearing immigration, you’ll officially be on the U.S. side of Niagara Falls. From there, you can explore attractions like Niagara Falls State Park, the Observation Tower, and more.

Tips for Travelers:

• Bring exact change for the toll.

• Carry your passport and visa documents.

• Check border hours before you go.

Walking across the Rainbow Bridge is a unique travel experience that blends convenience, beauty, and international adventure—all for just $1.

View my full trip here: Walking Niagara Falls Canada to USA on Rainbow Bridge

Maldives Travel Guide: What’s Missing in the Maldives

Maldives: Paradise: What This Island Nation Doesn’t Have

After finishing my trip in the Maldives, I was convinced that if paradise exists on earth, it has to be the Maldives. This made me think; even paradise isn’t 100% perfect, so what are some things the Maldives is missing? Unlike many tropical destinations, the Maldives is defined by absence as much as presence. I came up with some of the things the paradise that is the Maldives is missing. There are certainly other things worth mentioning, but in this article, I will stay focused on the few mentioned below. 

1. No Mountains - Step onto any island and you’ll notice immediately: there are no mountains rising in the distance. The Maldives is the world’s flattest country, with its highest natural point barely two meters above sea level. That means no hiking trails, no dramatic peaks, and no waterfalls tumbling down cliffs. The landscape is ocean‑dominated, not land‑dominated.

2. No Rivers or Lakes - You’ll also find no rivers or lakes. These coral atolls have no freshwater systems, so there are no winding rivers to kayak, no lakeside villages, and no inland wetlands. Fresh water comes from ocean desalination, underscoring how fragile life here can be in paradise.

3. No Caves or Cliffs - Look closer and you’ll see no caves or cliffs. The Maldives isn’t volcanic or mountainous, so there are no cavern systems to explore, no dramatic escarpments overlooking valleys. The islands simply melt into the ocean; their drama found in coral reefs rather than rugged terrain.

4. No Woldlife - On land, there is no large wildlife. You won’t encounter elephants, monkeys, or deer. The biodiversity is overwhelmingly marine—whale sharks, manta rays, and kaleidoscopic reef fish. The islands themselves host only small birds, crabs, and lizards.

5. No Malls or Big Cities - And for those seeking urban diversions, there are no malls or sprawling cities. Outside the capital of Malé, life is quiet and village‑like. Resorts dominate, and shopping is limited to small local markets. The Maldives is not a place for retail therapy or buzzing nightlife; it’s a place for stillness, ocean breezes, and sunsets.

This pattern of absence is what makes the Maldives unique. It is paradise stripped of mountains, rivers, caves, cliffs, and wildlife roaming the land. Instead, its drama lies entirely in the ocean—an endless horizon, a reef teeming with life, and a lifestyle shaped by water. The Maldives reminds us that sometimes paradise is not about having everything, but about having just enough.

Tagpuan: Best Filipino Budget Restaurant in Downtown Toronto

Discovering Tagpuan: A Hidden Filipino Gem in Downtown Toronto

I accidentally discovered Tagpuan while returning from a doctor’s appointment. Toronto’s vibrant food scene is full of surprises and, nestled near College and Bathurst, Tagpuan is one of those surprises.  Tagpuan Restaurant brings the warmth of Filipino street food to the heart of the city. In my latest YouTube video, I explored this cozy spot that’s quickly becoming a favorite among locals and food lovers alike.

Tagpuan, which means “a place to meet” in Filipino, lives up to its name by offering a welcoming atmosphere and authentic flavors that transport you straight to the Philippines. The restaurant’s menu is a celebration of traditional Filipino comfort food, served in a casual setting that feels like home.

During my visit, I tried several dishes that showcased the rich and savory profile of Filipino cuisine. From the classic silog meals (garlic rice, fried egg, and your choice of meat) to the flavorful sisig and BBQ skewers, every bite was a reminder of the country’s culinary heritage. The food is not only delicious but also incredibly affordable—making Tagpuan a standout option for budget-conscious diners in downtown Toronto.

We tried Beef Caldereta and Pinakbet and were blown away by the quality and affordable prices. What sets Tagpuan apart is its commitment to authenticity. I think this is a family business and that’s why it differs from a regular commercial restaurant.

Whether you’re a Filipino missing the taste of home or someone curious to explore new flavors, Tagpuan offers a genuine experience that’s hard to find elsewhere. I felt like I was in Manila.

The restaurant’s location is convenient and its laid-back vibe makes it perfect for a quick lunch, casual dinner, or a late-night bite. The staff are friendly and passionate, adding to the overall charm of the place.

If you’re looking to discover a new favorite spot or simply want to indulge in hearty, flavorful dishes, Tagpuan is a must-visit. Check out my full video review here and see why this Filipino eatery deserves a spot on your Toronto food map.

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