Brim World Elite MasterCard
I just received my Brim World Elite MasterCard after a long wait and a lot of anticipation. I applied for this card 5 months ago in February and so much has happened in between.
Some people thought Brim was a scam collecting applicants’ information, some thought they would never be able to issue any credit cards, some were even asked by Brim to provide identity verification by a doctor or a lawyer – which I have never heard before.
And then we heard Brim was blocking some of the applicants on social media for asking about the status of their applications. It is hard to believe that a credit card company would block people asking legitimate questions.
A few other things raised questions about what type of revolution Brim wants us to join. Some of them are:
- Increasing annual fee from $120 to $199 for the World Elite even before issuing credit cards.
- Unlimited & Uncapped rewards have a cap at $25,000, after which earn rates get lower.
- Using its own foreign exchange rate for foreign transactions, instead of MasterCard’s published exchange rate.
- 0% interest install plan seems to exceed usual credit card 20% interest rate when you factor in Brim’s 7% admin fee + $4.75 monthly fee per $1000 of installment financing.
After looking at all these factors, I am going to have to say: thanks, but no thanks. I don’t want to join Brim’s twisted credit card revolution. I am not going to pay a $199 annual fee for my card beyond its 1st year.
I would rather pay an annual fee for cards that offer me value year after year, such as free lounge passes, free hotel night, or anything else offsetting the annual fee.
I have a full Brim Credit Card Unboxing and Review on my YouTube channel and I hope write a review on Ahmed Dawn Dot Com as well in the future.