Canada’s Best Credit Card Travel Insurance for Seniors
/Best Travel Insurance Credit Cards for Seniors
If you are a 65+ Canadian it’s difficult to find a travel credit card with emergency travel medical insurance. Of course, you will find some travel credit cards that provide 3 to 4 days of travel medical insurance after for those over the age of 65.
But if you are looking for more than a week, it’s something almost impossible to come by. Even the higher end $799 annual fee American Express card provides no travel medical insurance after the age of 65. What’s more, the emergency travel insurance benefits totally stop after age 75.
In search of the best travel insurance credit for seniors in Canada, I came up with one that seems to be beating every other credit card on the market. The best senior-friendly travel credit card in Canada is:
HSBC World Elite Mastercard
With the HSBC World Elite Mastercard, those 65 years and older get an unmatched 21 days of emergency travel medical insurance and it also does not stop once you are 75.
There are some other credit cards I found that offer 7 to 15 days emergency travel medical insurance as mentioned below, but these do not provide anything after 75.
National Bank World Elite Mastercard (15 days)
National Bank World Mastercard (15 days)
Meridian Visa Infinite Travel Rewards Card (15 Days)
Desjardins Odyssey World Elite (15 Days)
CIBC Aerogold Visa Infinite Privilege (10 days)
National Bank Platinum Mastercard (10 Days)
Scotiabank Passport Visa Infinite (10 Days – May provide coverage after age 75, but read the pre-existing conditions terms and rules)
RBC Avion Visa Infinite Privilege (7 Days)
RBC British Airways Visa Infinite (7 Days)
As you can see, there are some emergency medical travel options for those over 65. However, before deciding on any cards, do your research and be mindful of the annual fees, terms and conditions, pre-existing conditions, and all other fine print.
