How to Pay TTC with A Credit Card or A Bank Debit Card
/How to Pay TTC Fare with A Credit Card | How to Pay TTC with a Bank Card
The Toronto transit system (TTC), also called the Metro in many places, now accepts credit cards and bank cards to pay your fare. The various payment options available to pay TTC fare are:
- Visa
- Mastercard
- American Express
- Interac® Debit
- Visa Debit
- Debit Mastercard
- Apple Pay
- Google Pay
You can use mobile devices or smartwatches to pay TTC fares as long as they are equipped with Apple Pay or Google Pay.
There are no additional charges to use the convenience of using a credit card or bank card at TTC Presto reader machines. You will be paying the same $3.30 TTC fare (as of this writing) you would normally pay with your Presto card.
Also, you will enjoy a two-hour transfer when you use your bank or credit card on a Presto reader, the same as a Presto card.
When I charged my American Express card on a Presto reader, it only showed “accepted”. I tapped again after one hour – again it showed “accepted”. It looks like a Presto reader doesn’t show if you are within your two-hour period or past your two hours.
I checked my Amex account online and saw only a $1 charge. My guess is this just a pre-authorization charge and the actual charge will appear within a few days.
Paying with your credit card debit card feature is a good decision and it will make peoples’ life a lot easier, especially for tourists traveling to Toronto. I am thinking about not carrying my Presto card anymore to save space in my wallet.
I have a video documenting my experience paying TTC with a credit card (Video was recorded, edited, and published from my Pixel phone):
