New Brim Credit Cards Bring New Perspectives

Brim Credit Cards Canada

Brim Financial is launching new credit cards on the Canadian market that will change the credit card game. These cards have features and flexibilities never seen before in Canada. Today, I will touch base on some of the features. Please visit my video on this as well to learn more.

Rewards Structure – There are no limits on how or when you can redeem. Also, there are no specific categories to earn accelerated points. If you shop more at the same stores, the earn rate increases.

Installment Payment Options – Brim will offer the ability to set up install payments towards a purchase that can be paid in installments at a set lower interest rate (they call it one time installment fee) without affecting the rest of the credit limit. 

Free Boingo Global Wi-Fi – Access to 1 million Boingo Wi-Fi hotspots across the globe. A neat perk that would come in handy when you travel.

0% Foreign Transaction Fee – This is one of the most sought after features on Canadian credit cards. Especially since the Marriott Rewards & Amazon credit cards offered by Chase (that provided no foreign currency fee) are no longer available in Canada.

Travel Insurances Provided by Reputable Canadian Provider – Another feature, which is my favourite, is that the Brim World Elite MasterCard offers full travel insurances (Trip Cancellation, Hotel/Motel Burglary, Travel Medical, etc.) by a reputable Canadian insurance provider. This is unlike Scotia Amex Gold and many other Canadian travel cards serviced by the same insurance company where the provider has bad ratings when it comes to fulfill claims.

Lounge Access – Brim’s higher-end cards will provide lounge access through Lounge Key. However, it is not clear how many visits will be included or it’s just the membership they will offer.

And packed with much more features (including real-time payment clearing to open up available credit limit without waiting 2-3 days), it may sound like that these new Brim Credit Cards are too good to be true. We will need to wait and see when the cards come out.

Brim’s website ( is accepting applications, so when I applied it told me that they will contact me once they start processing my application. I do have a video on Brim and here is the link you can follow to watch: