Limited Time Opportunity: Download Credit Card Hacks For Free on Amazon

Credit Card Hacks:

What Credit Card Companies Don’t Want You to Know By Award-Winning Author Ahmed Dawn

This is a special post to let you all guys know that my latest book Credit Card Hacks has been published and currently available on Amazon.

There is a promotional free download offer, which will expire on December 12, 2020 midnight. Grab your free copy here:

mybook.to/CreditCardHacks

Credit Card Hacks is a must-have guide for digital-age credit card users and delivers simple steps to use credit cards for savings and travelling the globe for free or paying very little.

If you are not using the right credit card, you are losing an opportunity to earn a free point or mile. To help you get started with credit card benefits, this book will show you:

 - How to Pick the Right Credit Cards

- How to Use Promotional Rate Offers

- What Credit Card Feature You Should Never Use

- The Hidden Credit Card Perk No One Uses

- How to Travel for Free/Fly Business Class Using Credit Cards

- And much more

The Day I Knew Invest Now Changed Someone’s Life

The Day I Knew Invest Now Changed Someone’s Life

First Published Date: July 24, 2008

When I was writing Invest Now, I was often occupied with the idea  that the objective of this book would be to change someone’s life. I was not too worried about selling lots of copies, or making lots of money, or even becoming a famous author. I was worried about only one thing. My target was something very simple and straight forward – to change a one person’s life. To help someone with what I have learned all these years, and to enlighten someone’s life with all of the knowledge and hard work I put into my first book. If I accomplish this, I would consider Invest Now a successful venture, and I would consider myself content with the feeling of joy and accomplishment.

And then came the day I had been waiting for. This is what I have wanted to happen since Invest Now was published. On the weekend of July 12, 2008, I was attending a community-based book fair and cultural festival. This event was taking place at the Church of St Columba & All Hallows, 2723 St. Clair Avenue East, Toronto. On Sunday, July 13, some visitors were browsing Invest Now. Some of them were just passing by after having a quick glance at my stall. All of a sudden, a guy rushed to my stall out of nowhere. His first question was, “Are you the author of Invest Now”? I replied, “Yes.” Then what he told me went beyond my imagination. I was totally astonished – but my heart was filled with indescribable joy and a sense of accomplishment. I am now going to share with you what that gentleman told me.

He works as a financial advisor. He came across Invest Now at a local bookstore. At first, he bought one copy for himself out of curiosity. And then, he fell in love with Invest Now instantly. He was having a hard time explaining the world of investments to his clients. Once he found Invest Now, he started giving a copy to his clients. So far, he has distributed 7 or 8 copies, but it did not stop there – he started recommending Invest Now to other advisors at his firm. He also wrote a few articles in the local newspaper, and he recommended Invest Now in those articles. Finally he said, “Thank you, thank you so much for writing a book like this, and helping lots of people to understand such a complex matter in easy way. It saved me so much time and work – before I would spend days explaining investments to my clients; now I give them this book and ask them to read it first before I recommend anything else. You made my life so easy – I appreciate your hard work and thank you for helping so many people.”

It definitely feels good knowing Invest Now has served its purpose, and changed someone’s life. I am sure I will come across many more stories like this in the years to come. However, this is not where everything ends. This is just the beginning. With my website “A Dawn Journal”, and with more books to be published in the future – I will be able to change many others’ lives. I will be able to help a lot more people; that’s what makes me write more. I needed a confidence boost, and this reader just gave me that. What I heard from him was exactly what I needed to be confident in continuing my journey into the future.

Hong Kong Property Prices Keep Rising

Hong Kong’s Upward Bound Real Estate

First Published Date: Feb 10, 2013

Hong Kong is the third most expensive place to buy an apartment, according to a recent report published by Global Property Guide shows. Monaco and London are the most expensive cities on earth for apartments, just before Hong Kong.

An average 600 square feet apartment is expected to cost somewhere between $500,000 to $600,000 USD. However, this high price is not a surprise as Hong Kong has been doubling its property prices in the past four years. In 2012, property prices have increased 20 percent. Hong Kong has one of the most open economies in the world and its property market is investors’ favourite due to easy and straightforward real estate transaction procedures.

Author/Copyright: Ahmed Dawn www.adawnjournal.com

Investors from around the globe, mainly from the U.S. and European countries, are flocking to Hong Kong to chase growth. Hong Kong recently implemented measures to curb its overheated property market. Some of the measures taken were to implement a 15 percent tax for foreign and corporate buyers and the extension of a special duty tax on frequent transactions, along with increasing the supply of apartments. However, these measures were proved to be insufficient to curb property prices. Sales volumes have declined, but no significant price correction has come into effect. Hong Kong’s low rate mortgage supports high property prices in the city. Hong Kong’s lending rate is tied to U. S. low interest rates to maintain currency peg to the U.S. dollar.

As long as the U.S. and developed countries keep their interest rates at a record low and go through quantitative easing, investors will be pouring their capitals in Asia to pursue growth. With capitals flocking in from foreign countries and from local buyers due to low local lending rates, the Hong Kong real estate boom may not bust that soon – as least until 2015, as the US Fed is expected to raise rates gradually starting then

FinTech EQ Bank High Interest Savings Account Worth Taking A Look

FinTech Financial Institutions Are Shaking Big Banks

First Published Date: January 15, 2017

FinTech financial institutions use technology to offer financial services that keep costs lower and it’s no wonder Internet-only operators like EQ Bank can offer to pay high interest rates on its savings account.

The EQ Bank high interest savings account just works like a regular checking account that can do all the necessary jobs of a checking account, but it gives you high interest on your deposits plus additional features for free.

Let’s take a look at some of the features available for free:

– High interest, which is currently at 2 percent

– No fees whatsoever

– No minimum balance required

– Unlimited transactions

– 5 free Interac e-Transfers® each month

– Neat smartphone app

A CBA (Canadian Bankers Association) survey shows that only 13 percent of Canadians are using branches as their main banking method and 55 percent are doing the majority of their banking online. FinTech financial services such as Borrowell, MOGO, EQ Bank, and so on are putting a dent in traditional banking services and all big banks are keeping a close eye on the market.

Instead of just researching and collecting data, some big banks have already refused to sit idly doing nothing and started taking action. For example, TD started a partnership with Moven for mobile money management tools and CIBC started a partnership with Borrowell to deliver digital borrowing experience. Other big banks are also working on similar projects.

As the Internet and technology are making lives easier with lowering costs, you will see more and more Uber-like entrants in the financial sector, disrupting big banks and the way they provide services and collect fees. Consumers are on a solid path to benefit from these disruptions.

Donald Trump Global Economy Effects In Brief

Donald Trump and Global Economy

First Published Date: November 17, 2016

The global economy was already on a rough ride due to low consumer confidence and business, weak investments and depressed commodity markets, rising debt and low interest rates, and much more. And now, to add more to the rough ride, the surprise victory of Donald Trump is another integer in the equation. Here are some of the concerns that can derail the global economy further in the Trump era.

Author/Copyright: Ahmed Dawn www.adawnjournal.com

China

Imposing a 45 percent tariff on Chinese imported goods. This will make everything more expensive for consumers (goods made in USA also use Chinese materials) and China might retaliate with similar tariff on US imports. In the end, everyone in the globe will be a loser.

Mexico

Mexico has the most to lose if Trump does what he said he would do. Dismantling NAFTA, slapping a 35 percent tariff, rounding up illegal immigrants, and possibly more will have economic impacts on Mexico and in the US as well.

Canada

Canada actually can both gain and lose from Trump’s presidency. Cancelling or renegotiating the TTIP and NAFTA agreements are both negatives. However, approving the Keystone XL Pipeline would allow shipment of bitumen from Alberta to the U.S. and would be definitely a plus.

Trump has argued that by neglecting national debt by cutting taxes for the wealthy, cutting regulations, and reducing imports he can make the GDP grow 4 percent (from 2 percent currently). However, analysts disagree. Many believe that adopting Trump’s proposals on trades, taxes, immigration and government spending would destroy millions of jobs and the U.S. economy will be isolated and diminished.

Also, US dollars are still the main reserve currency in the world and only the US Federal Reserve is responsible for the supply. If Trump tries to influence the Fed’s policies and interest rates, it will create havoc both in the U.S. and global economy.