The Most Successful Entrepreneurs in History

Successful Entrepreneurs in the World

Every field has those who excel, and entrepreneurship is just a further example of that. There are those who do well as entrepreneurs, and then there are those who do amazingly well. They are the ones who excel at what they do, and move forward in life to greatness. So, who are these entrepreneurs and what did they do to make themselves so successful?

• Richard Branson: One of the most famous men on Earth, he is known for his adventures just as much as he is for his business. Branson dropped out of school at the age of 16 and began a magazine called Student Magazine. From there, he went on to form Virgin Records, which signed some of the best bands of the 70s. Moving forward, he then created an entire Virgin brand that has 360 companies within it, including an airline and the world’s first space tourist service.
   
• Coco Chanel: Growing up as an orphan, Chanel worked as a seamstress to make ends meet. She had a strong drive that pushed her to try new things and learn new things, and that allowed her to create fashion ideas that would revolutionize what people wore. These days, she is known as much for her perfume, Chanel No. 5, as she is for her extremely profitable business.
   
• Michael Dell: Starting with $1,000 from home, Michael Dell dropped out of college and created PC’s Limited, which would become Dell Inc. From there, he created through drive and determination, one of the most successful computer manufacturing companies on the entire planet.
   
• Bill Gates: The richest man on Earth from 1995 to 2006, Gates dropped out of college and began Microsoft with a friend. With revolutionary new ways for users to use computers, Gates not only helped start the computer revolution, but helped to change the world in the process.
   
• Henry Ford: Speaking of changing the world, Henry Ford started off small as an apprentice when he was 16 and would go on to found the Ford Motor Company. Through his amazing concept of assembly line production, Ford not only changed how people made cars, but he made them more affordable for the masses and his concept of assembly lines changed the world in everything from clothing to food.
   
• Walt Disney: His name is known to all of us, and this high school dropout started off as just an animator who created a company that has become iconic. Thanks to starting off making cartoons with a mouse named Mickey, Disney and his company have gone on to create theme parks around the world, while making an estimated $30 billion a year.

These are just a few of the most successful entrepreneurs in history. If you want to be successful, it would be a good idea to learn their story and see how they were able to find such immense success in the working world. If they can do it, so can you.

First Published: entrepreneurjourney.com July 3, 2010

Free Credit Monitoring for Canadians

Credit Monitoring After Equifax Data Breach

Credit monitoring should a part of your routine to protect your information and stay safe, especially after the Equifax data breach. The good news is there are 2 financial services companies who are already providing this for Canadians for free.

Credit Karma provides a free TransUnion credit score for Canadians and recently this financial services provider started providing free credit monitoring. When important changes happen on your TransUnion credit report, such as an address change, a hard inquiry, or opening a new account, Credit Karma will notify you via email.

Another financial services provider, Mogo.ca, recently mentioned that they are working on a new alert feature on Equifax credit score that will let its members know when a new inquiry occurs. Mogo already provides a free Equifax credit score for its members. However, it is not clear from the email I received from Mogo whether this feature is currently active or if they are still working on it.

Use all the tools and features to keep an eye on your credit files and take steps to protect yourself should someone try to use your information fraudulently. I regularly publish brief videos of this nature, so to keep updated subscribe to my YouTube channel here: www.youtube.com/adawn. Also, I have a video on the same article you just read and you can watch this here: Free Credit Monitoring After Equifax Data Breach

Invest Now Hits Chapters Indigo Bookshelves

The Wait Is Over - Invest Now Is Available

First Published: June 20, 2008 ADawnJournal.com

I am writing this post to let all A Dawn Journal readers know that Invest Now has hit Chapters Indigo bookshelves. Invest Now is initially available at -

Chapters - Queensway
1950 The Queensway
Etobicoke, Ontario
M9C 5H5 Canada
(416)622-2838

Later on, Invest Now will be placed in additional locations.  Invest Now is also available at these fine online shops: Amazon.ca, Chapters.indigo.ca, Barnesandnoble.com.  Invest Now delivers a convincing case for avoiding daily spending temptations and then shows you the secrets to smart investing. With as little as $25, you can become a successful investor by following three simple and practical steps.

The must-have guide for Canadian investors, Invest Now delivers three surprisingly simple steps to safeguard your financial future.

You don’t have to be a financial guru to develop a consistent savings plan and accumulate wealth. Invest Now offers all the tools and motivation you need to start building a safe and secure financial future now for you and your family. Invest Now has won prestigious Editor’s Choice and highly prestigious Publisher’s Choice award for its editorial integrity and outstanding design quality.

NB: To view more pictures, please visit A Dawn Journal Flickr page

Award-winning Invest Now covers a broad range of topics including Internet Scams. To purchase a copy, visit Chapters Indigo or click here to buy online - Invest Now: A Canadian's Guide to Investing

TD Cash Back Visa Infinite Credit Card Review: Should You Keep It?

TD Cash Back Visa Infinite Credit Card Review

Disclosure: Information provided here may not be accurate and no longer valid. The mentioned card provider is not related to AhmedDawn.com and neither monitor this site nor responsible for any inaccurate information. Contact the card company directly for accurate and updated information. AhmedDawn.com or my YouTube Channel are not compensated by or affiliated with any credit card companies. All credit card articles are 100% unbiased and honest.

TD Cask Back Visa Infinite card is a cash back rewards credit card that lets you earn cash rewards for everyday purchases, which can be redeemed any time it reaches $25.

The Cost

Annual Fee = $120. Additional cards = $50

Minimum annual income required = $60,000 (or household income = $100,000)

Rewards Points Snapshot

– Earn 3 percent at eligible gas stations, grocery stores, and recurring bill payments Canada.

– Earn 1 percent on everything else.

First Time Bonus

TD is running a promotional 6% return on all purchases for 3 months up to first $3,500 spending. This offer ends on Dec 3, 2017. Also, the annual fee is waived for the first year.

Anniversary Bonus

None.

Features & Benefits

– Visa Infinite benefits, including Concierge Services.

– Emergency Medical Insurance (10 days <65, if 65 or older 4 days, Amount: $2 million).

–– Lost and Delayed Luggage ($1,000 maximum)

– Purchase Security (Not clear)

– Extended Warranty Insurance (Not clear)

What’s Missing

Because this is not a travel rewards credit card, I can’t mention anything here like I do for a travel credit cards review.

The 3 percent return on recurring bill payments makes this card unique when compared to any other cash back credit card in Canada and this is the highest return you will find in this category. The 3 percent return on grocery and gas is not bad, but you will find better cards that I will talk about shortly.

There is a flexibility to redeem cash back any time you want when it reaches a $25 minimum. This is a nice option as well.

As sweeteners, TD is throwing in some benefits such as limited travel insurances and auto club membership. However, the Scotia Momentum Visa Infinite Cash Back Card offers better travel insurances and the BMO World Elite Cash Back Credit Card offers a complimentary roadside assistance program that includes free battery boosts, flat-tire change, lockout service, and towing.

The $120 annual fee may be standard these days, but the Scotia Momentum Visa Infinite is a better option with a $99 annual fee and offering more features and more return on specific categories such as gas and grocery. This Scotia card returns 2 percent on drug store and recurring bill payments.

TD Cash Back Visa Infinite Credit Card, Scotia Momentum Visa Infinite and some other cash back credit cards to consider are SimplyCash Preferred Amex, MBNA Rewards World Elite MasterCard, BMO World Elite Cash Back Credit Card, Scotiabank Gold American Express Card, etc. I do have reviews on some of these cards on YouTube and I provided links for them.

As cash back credit cards are becoming more popular due to their simplicity, credit card providers are stepping up their games and expect more cards to choose from in the future.

MoneySense Published 2017 Canada’s Best Credit Cards

Canada's Best Credit Cards

After questionably selecting the WestJet World Elite MasterCard as Canada’s best travel credit card for a few years in a row, this year personal finance magazine MoneySense came up with better rankings that are more aligned with reality. We will never know what kind of compensations took place behind the scenes, if any, or what else made MoneySense pick the WestJet World Elite MasterCard year after year as the best travel credit card that has a low return (1.5% on everyday purchases) and does not provide trip cancellation insurance and concierge service.

Another mega website, Rewards Canada, also uses a questionable practise of selecting the American Express Rewards Gold credit card as the best travel credit card in Canada. Worse yet, this site is even pumping up 1 to 2 articles per month talking about all the good things Amex Rewards Gold has to offer, without mentioning what it does not offer. And why should it? The more good things these affiliated sites can say to promote credit cards, the more money they will make; each time someone clicks on these affiliated links to get credit cards, they make money from the credit card provider. So you will definitely not hear anywhere that Amex Gold is not suitable to stand as the best travel credit card because although it charges a hefty $150 annual fee, it’s lacking very important travel insurance trip cancellation and does not provide any concierge service.

This year, MoneySense picked top credit cards for several categories such as rewards, no-fee, travel rewards, and students rewards. Here are the top 3 credit cards for cash back and travel rewards:

2017 Canada's Best Travel Credit Cards by MoneySense

1. BMO World Elite MasterCard

2. Scotiabank Gold American Express

3. American Express Gold Rewards

2017 Canada's Best Cash Back Credit Cards by MoneySense

1. Scotiabank Momentum Visa Infinite Card

2. MBNA Rewards World Elite

3. SimplyCash Preferred Card from American Express